Path-Q Solar
What insurance or licensing evidence should I request before allowing solar work on my roof?
Answer
Request current evidence of the licenses or registrations required for the work, workers' compensation coverage where applicable, general liability coverage, and any relevant vehicle or subcontractor coverage. Confirm the documents with the issuing authorities or insurers when the project is significant.
Key points
- Check that the named business and covered activities match the contracting entity and project scope.
- Ask how subcontractors are covered and who is responsible for damage, injury, or unpaid claims.
- Do not treat a certificate alone as proof that every required authorization or coverage condition is satisfied.
What it depends on
- Jurisdictional licensing and registration rules
- Installer and subcontractor structure
- Policy limits, exclusions, and dates
- Project scope and property risks
Risks and trade-offs
- Expired, mismatched, or insufficient coverage can leave the homeowner exposed.
- Unlicensed or improperly authorized work may create permit, warranty, resale, or enforcement problems.
- Higher coverage or stronger credentials may affect price but reduce counterparty risk.
Information you may need
- License or registration numbers
- Certificates and policy dates and limits
- Subcontractor identities and coverage
- Contract responsibility for property damage and injuries
Your next step
What to do next
Request the documents before work starts and independently verify licensing status and insurance validity with the relevant authority or insurer.
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Some details may depend on your location, installer, utility, incentives, regulations, or specific property.
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