Path-Q Solar

What should I verify about who pays to repair property damage caused by poor solar workmanship?

Answer

Verify that the contract makes the installer responsible for damage caused by its work or subcontractors and explains the repair, insurance, notice, investigation, and payment process. Confirm that workmanship and property-damage coverage is distinct from equipment warranty coverage and that the installer can demonstrate appropriate insurance.

Key points

  • The contract should cover damage to roofing, wiring, interiors, landscaping, and other property within the work area when caused by the installation.
  • Identify who performs emergency stabilization and who pays for investigation and access.
  • Check exclusions for preexisting conditions, consequential losses, and owner-supplied work.
  • Confirm subcontractors are subject to the same responsibility and insurance requirements.

What it depends on

  • The contract's workmanship, indemnity, damage, and limitation provisions
  • The installer and subcontractor insurance documentation
  • The condition of the property before work begins

Risks and trade-offs

  • A broad exclusion or low liability limit may leave the homeowner with repair costs.
  • Insurance coverage may not guarantee fast payment or acceptance of a claim.
  • A prework condition record helps distinguish existing damage from installation-caused damage.

Information you may need

  • Certificate of insurance and relevant policy limits or endorsements
  • Damage and workmanship clauses
  • Preinstallation photographs and the claims procedure

Your next step

What to do next

Have the installer identify the responsible party, insurance coverage, and repair procedure in writing, then document property condition before work begins.

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SQ02745